Simple Health Options

Now State and Local Governments and Health Care Organizations can assist their citizens with the high cost of health care!

Careington International (the leading provider of health care discount programs in the U.S. covering more than seven million Americans) and Benefit Administrators, Inc. (a leading edge provider of insurance, employee benefit administration and brokerage services) have combined forces to create a new and innovative discount health care product line designed to assist under-served and under-insured Americans.

These programs deliver substantial discounts to all program participants in
the following areas:

Dental

20% to 50% off most dental procedures at over 54,000 providers nationwide

Vision

5% to 45% off retail price of eyewear from more than 40,000 providers

Hearing

Hearing aid discounts from 30% to 50% through 2900 providers

Diabetes Testing

20% to 30% off retail price on durable medical equipment

Prescription Drugs

Save an average of 31% on generic drugs and an average of 13% on brand name drugs.

Laboratory Tests

Savings of 20% to 50% on most lab procedures.

Health Information and Counseling

Immediate access to licensed, registered nurses through one toll free number 24/7/365.

---

Features:

Plans Are Affordable

Generally, $110 to $125 per family is the range of annual costs for these programs, depending on the plan selected.

Programs Are Not Insurance

Programs offer pre-negotiated discounts with leading providers of health care services in the community.

No Waiting Periods

Unlike insurance with cumbersome waiting periods and pre-existing condition clauses, participants can use the programs immediately.

Easy Enrollment Options

Participants may enroll in the program by using a designated web site, by mail or even by phone. Participant fees may be paid annually or monthly by check or credit card.

---

Disclosures:

1. THIS PLAN IS NOT INSURANCE.
2. The plan provides discounts at certain health care providers for medical services.
3. The plan does not make payments directly to the providers of medical services.
4. Plan members are obligated to pay for all health care services but will receive a discount from those health care providers who have contracted with the discount medical plan organization.
5. Discount Medical Plan Organization and administrator:

CAREINGTON International Corporation
7400 Gaylord Parkway
Frisco, TX 75034
Phone 800-441-0380


Note to Utah residents: This contract is not protected by the Utah Life and Health Guaranty Association. The program and its administrators have no liability for providing or guaranteeing service by providers or the quality of service rendered by providers.
*This program is not available in Vermont and Montana.